{"id":989,"date":"2023-08-18T22:51:43","date_gmt":"2023-08-18T22:51:43","guid":{"rendered":"https:\/\/eqat.org\/?page_id=989"},"modified":"2024-04-23T18:26:52","modified_gmt":"2024-04-23T18:26:52","slug":"never-vanguard","status":"publish","type":"page","link":"https:\/\/eqat.org\/never-vanguard\/","title":{"rendered":"Never Vanguard"},"content":{"rendered":"<style>.kb-row-layout-id989_f041cd-15 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id989_f041cd-15 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id989_f041cd-15 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-5xl, 10rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id989_f041cd-15{background-image:url('https:\/\/eqat.org\/wp-content\/uploads\/2023\/09\/Never-Vanguard-Move-Our-Money-6.14.23-LaranKaplan-57-scaled.jpg');background-size:cover;background-position:50% 35%;background-attachment:scroll;background-repeat:no-repeat;}.kb-row-layout-id989_f041cd-15 > .kt-row-layout-overlay{opacity:0.70;background-color:var(--global-palette2, #2B6CB0);}@media all and (max-width: 1024px){.kb-row-layout-id989_f041cd-15 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id989_f041cd-15 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id989_f041cd-15 alignnone kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-normal\"><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column989_0a5752-b7 > .kt-inside-inner-col,.kadence-column989_0a5752-b7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column989_0a5752-b7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column989_0a5752-b7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column989_0a5752-b7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column989_0a5752-b7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column989_0a5752-b7{position:relative;}@media all and (max-width: 1024px){.kadence-column989_0a5752-b7 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column989_0a5752-b7 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column989_0a5752-b7\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading989_a1e982-9b, .wp-block-kadence-advancedheading.kt-adv-heading989_a1e982-9b[data-kb-block=\"kb-adv-heading989_a1e982-9b\"]{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-md, 2rem);margin-top:0px;margin-right:var(--global-kb-spacing-4xl, 8rem);margin-left:var(--global-kb-spacing-4xl, 8rem);text-align:center;font-size:var(--global-kb-font-size-xl, 3rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading989_a1e982-9b mark, .wp-block-kadence-advancedheading.kt-adv-heading989_a1e982-9b[data-kb-block=\"kb-adv-heading989_a1e982-9b\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading989_a1e982-9b, .wp-block-kadence-advancedheading.kt-adv-heading989_a1e982-9b[data-kb-block=\"kb-adv-heading989_a1e982-9b\"]{margin-right:0px;margin-left:0px;}}<\/style>\n<h2 class=\"kt-adv-heading989_a1e982-9b wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading989_a1e982-9b\">Never Vanguard<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<p class=\"has-text-align-right has-small-font-size\" style=\"padding-top:0;padding-right:var(--wp--preset--spacing--30);padding-bottom:0;padding-left:var(--wp--preset--spacing--30)\"><em>Photo by Laran Kaplan<\/em><\/p>\n\n\n<style>.kb-row-layout-id989_4b6d21-56 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id989_4b6d21-56 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id989_4b6d21-56 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-lg, 4rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-xl, 4rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);grid-template-columns:minmax(0, calc(35% - ((var(--global-kb-gap-lg, 4rem) * 1 )\/2))) minmax(0, calc(65% - ((var(--global-kb-gap-lg, 4rem) * 1 )\/2)));}.kb-row-layout-id989_4b6d21-56 > .kt-row-layout-overlay{opacity:0.30;}.kb-row-layout-id989_4b6d21-56 ,.kb-row-layout-id989_4b6d21-56 h1,.kb-row-layout-id989_4b6d21-56 h2,.kb-row-layout-id989_4b6d21-56 h3,.kb-row-layout-id989_4b6d21-56 h4,.kb-row-layout-id989_4b6d21-56 h5,.kb-row-layout-id989_4b6d21-56 h6{color:var(--global-palette3, #1A202C);}.kb-row-layout-id989_4b6d21-56 a{color:var(--global-palette4, #2D3748);}.kb-row-layout-id989_4b6d21-56 a:hover{color:var(--global-palette5, #4A5568);}@media all and (max-width: 1024px){.kb-row-layout-id989_4b6d21-56 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id989_4b6d21-56 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id989_4b6d21-56 alignfull has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column989_a4c124-07 > .kt-inside-inner-col{padding-right:var(--global-kb-spacing-lg, 3rem);}.kadence-column989_a4c124-07 > .kt-inside-inner-col,.kadence-column989_a4c124-07 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column989_a4c124-07 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column989_a4c124-07 > .kt-inside-inner-col{flex-direction:column;}.kadence-column989_a4c124-07 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column989_a4c124-07 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column989_a4c124-07{position:relative;}@media all and (max-width: 1024px){.kadence-column989_a4c124-07 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column989_a4c124-07 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column989_a4c124-07\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading989_eb37e0-4d, .wp-block-kadence-advancedheading.kt-adv-heading989_eb37e0-4d[data-kb-block=\"kb-adv-heading989_eb37e0-4d\"]{font-size:var(--global-kb-font-size-xl, 3rem);line-height:1.2;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading989_eb37e0-4d mark, .wp-block-kadence-advancedheading.kt-adv-heading989_eb37e0-4d[data-kb-block=\"kb-adv-heading989_eb37e0-4d\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h2 class=\"kt-adv-heading989_eb37e0-4d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading989_eb37e0-4d\">What is the Never Vanguard Pledge?<\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-theme-palette-9-color has-text-color has-link-color wp-element-button\" href=\"#Pledge-form\">Go to Pledge<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column989_bf90df-73 > .kt-inside-inner-col,.kadence-column989_bf90df-73 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column989_bf90df-73 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column989_bf90df-73 > .kt-inside-inner-col{flex-direction:column;}.kadence-column989_bf90df-73 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column989_bf90df-73 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column989_bf90df-73{position:relative;}@media all and (max-width: 1024px){.kadence-column989_bf90df-73 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column989_bf90df-73 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column989_bf90df-73\"><div class=\"kt-inside-inner-col\">\n<p>Vanguard is the world\u2019s #1 investor in fossil fuels, which are destroying our climate and communities. To get this huge asset manager to change, we\u2019ve written letters, made phone calls, delivered petitions, and asked company leadership to meet with us to hear our concerns. We\u2019ve even gotten arrested at Vanguard headquarters and prayed outside the CEO\u2019s house.&nbsp;<\/p>\n\n\n\n<p><strong>We can\u2019t continue to put our trust or our savings in a company that is on this reckless course. It\u2019s time to pledge Never Vanguard, together.&nbsp;<\/strong><\/p>\n\n\n\n<p>The Never Vanguard pledge is for anyone willing to take a stand against corporate greed. For some, signing the pledge will be a commitment to move savings invested with the asset manager or in its funds. For others, pledging will mean promising not to work for Vanguard, or publicizing the negative effects of its investments on social media or in an op-ed. As you answer the questions below, you will be directed to different options based on your situation. If you have already moved money out of Vanguard or its funds due to environmental or climate concerns, please let us know how much you moved so we can count you as part of our collective total.&nbsp;<\/p>\n\n\n\n<p>While moving money or refusing to work for Vanguard can be individual acts of integrity, such actions become much more powerful when we take them publicly and collectively.&nbsp;<strong>Please join us by pledging Never Vanguard below! You can also read answers to frequently asked questions at the bottom of this page.<\/strong><em>&nbsp;<\/em><\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id989_143d5a-b8 > .kt-row-column-wrap{align-content:center;}:where(.kb-row-layout-id989_143d5a-b8 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}.kb-row-layout-id989_143d5a-b8 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-lg, 4rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id989_143d5a-b8 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id989_143d5a-b8 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id989_143d5a-b8 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id989_143d5a-b8 alignfull has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle kb-theme-content-width\">\n<style>.kadence-column989_b5cce1-ea > .kt-inside-inner-col{padding-right:var(--global-kb-spacing-5xl, 10rem);padding-left:var(--global-kb-spacing-5xl, 10rem);}.kadence-column989_b5cce1-ea > .kt-inside-inner-col,.kadence-column989_b5cce1-ea > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column989_b5cce1-ea > .kt-inside-inner-col{column-gap:0px;}.kadence-column989_b5cce1-ea > .kt-inside-inner-col{flex-direction:column;}.kadence-column989_b5cce1-ea > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column989_b5cce1-ea > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column989_b5cce1-ea{text-align:left;}.kadence-column989_b5cce1-ea{position:relative;}@media all and (max-width: 1024px){.kadence-column989_b5cce1-ea > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column989_b5cce1-ea > .kt-inside-inner-col{padding-right:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column989_b5cce1-ea kb-section-dir-vertical inner-column-2\"><div class=\"kt-inside-inner-col\"><style>.kb-image989_e84bbc-6c:not(.kb-image-is-ratio-size) .kb-img, .kb-image989_e84bbc-6c.kb-image-is-ratio-size{padding-right:var(--global-kb-spacing-3xl, 6.5rem);padding-left:var(--global-kb-spacing-3xl, 6.5rem);}.kb-image989_e84bbc-6c .kb-image-has-overlay:after{opacity:0.3;}@media all and (max-width: 767px){.kb-image989_e84bbc-6c:not(.kb-image-is-ratio-size) .kb-img, .kb-image989_e84bbc-6c.kb-image-is-ratio-size{padding-right:0px;padding-left:0px;}}<\/style>\n<figure class=\"wp-block-kadence-image kb-image989_e84bbc-6c kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-land32\"><img loading=\"lazy\" decoding=\"async\" width=\"3660\" height=\"2418\" src=\"https:\/\/eqat.org\/wp-content\/uploads\/2024\/04\/iceberggraphic-april_5-copy-4.png\" alt=\"\" class=\"kb-img wp-image-3546\" srcset=\"https:\/\/eqat.org\/wp-content\/uploads\/2024\/04\/iceberggraphic-april_5-copy-4.png 3660w, https:\/\/eqat.org\/wp-content\/uploads\/2024\/04\/iceberggraphic-april_5-copy-4-300x198.png 300w, https:\/\/eqat.org\/wp-content\/uploads\/2024\/04\/iceberggraphic-april_5-copy-4-1024x677.png 1024w, https:\/\/eqat.org\/wp-content\/uploads\/2024\/04\/iceberggraphic-april_5-copy-4-768x507.png 768w, https:\/\/eqat.org\/wp-content\/uploads\/2024\/04\/iceberggraphic-april_5-copy-4-1536x1015.png 1536w, https:\/\/eqat.org\/wp-content\/uploads\/2024\/04\/iceberggraphic-april_5-copy-4-2048x1353.png 2048w\" sizes=\"(max-width: 3660px) 100vw, 3660px\" \/><\/div><figcaption>So far, we have moved $32 million out of Vanguard! EQAT sees the amount of money we&#8217;ve moved so far as &#8220;just the tip of the iceberg.&#8221; We know there are many, many more people who don&#8217;t want to profit off of climate catastrophe. If Vanguard stays on its current course, it will find that customer dissatisfaction runs deeper than initially apparent. (This image is updated quarterly.)<\/figcaption><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id989_70f361-41 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id989_70f361-41 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id989_70f361-41 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-xl, 4rem);padding-right:var(--global-kb-spacing-xxl, 5rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);padding-left:var(--global-kb-spacing-xxl, 5rem);grid-template-columns:minmax(0, calc(30% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2))) minmax(0, calc(70% - ((var(--global-kb-gap-none, 0rem ) * 1 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wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column989_dd87c7-c5 > .kt-inside-inner-col,.kadence-column989_dd87c7-c5 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column989_dd87c7-c5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column989_dd87c7-c5 > .kt-inside-inner-col{flex-direction:column;}.kadence-column989_dd87c7-c5 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column989_dd87c7-c5 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column989_dd87c7-c5{position:relative;}@media all and (max-width: 1024px){.kadence-column989_dd87c7-c5 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column989_dd87c7-c5 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column989_dd87c7-c5 inner-column-1\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n<style>.kadence-column989_6a1ec1-8d > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:var(--global-kb-spacing-xl, 4rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-xl, 4rem);}.kadence-column989_6a1ec1-8d > .kt-inside-inner-col,.kadence-column989_6a1ec1-8d > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column989_6a1ec1-8d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column989_6a1ec1-8d > .kt-inside-inner-col{flex-direction:column;}.kadence-column989_6a1ec1-8d > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column989_6a1ec1-8d > .kt-inside-inner-col{background-color:var(--global-palette9, #ffffff);}.kadence-column989_6a1ec1-8d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column989_6a1ec1-8d{position:relative;}@media all and (max-width: 1024px){.kadence-column989_6a1ec1-8d > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column989_6a1ec1-8d > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column989_6a1ec1-8d inner-column-2\" id=\"Pledge-form\"><div class=\"kt-inside-inner-col\">\n<iframe loading=\"lazy\" src=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSdqtR1NkLfL-adlJcJh9KWxtht1lY4VgVrUDbqj-jeYwEGS4g\/viewform?embedded=true\" width=\"800\" height=\"600\" frameborder=\"0\" marginheight=\"0\" marginwidth=\"0\">Loading\u2026<\/iframe>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<p class=\"has-text-align-right has-small-font-size\" style=\"padding-top:0;padding-right:var(--wp--preset--spacing--30);padding-bottom:0;padding-left:var(--wp--preset--spacing--30)\"><em>Photo by Rachael Warriner<\/em><\/p>\n\n\n<style>.kb-row-layout-id989_088db6-a4 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id989_088db6-a4 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id989_088db6-a4 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id989_088db6-a4 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id989_088db6-a4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id989_088db6-a4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id989_088db6-a4 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column989_a6139f-9c > .kt-inside-inner-col,.kadence-column989_a6139f-9c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column989_a6139f-9c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column989_a6139f-9c > .kt-inside-inner-col{flex-direction:column;}.kadence-column989_a6139f-9c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column989_a6139f-9c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column989_a6139f-9c{position:relative;}@media all and (max-width: 1024px){.kadence-column989_a6139f-9c > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column989_a6139f-9c > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column989_a6139f-9c\"><div class=\"kt-inside-inner-col\"><style>.kadence-column989_a03c88-ef > .kt-inside-inner-col,.kadence-column989_a03c88-ef > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column989_a03c88-ef > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column989_a03c88-ef > .kt-inside-inner-col{flex-direction:column;}.kadence-column989_a03c88-ef > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column989_a03c88-ef > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column989_a03c88-ef{position:relative;}@media all and (max-width: 1024px){.kadence-column989_a03c88-ef > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column989_a03c88-ef > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column989_a03c88-ef\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id989_13e54d-ee > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id989_13e54d-ee > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id989_13e54d-ee > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-5xl, 10rem);padding-bottom:0px;padding-left:var(--global-kb-spacing-5xl, 10rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id989_13e54d-ee > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id989_13e54d-ee > .kt-row-column-wrap{padding-right:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id989_13e54d-ee > .kt-row-column-wrap{padding-right:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id989_13e54d-ee alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column989_1e9e99-3d > .kt-inside-inner-col,.kadence-column989_1e9e99-3d > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column989_1e9e99-3d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column989_1e9e99-3d > .kt-inside-inner-col{flex-direction:column;}.kadence-column989_1e9e99-3d > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column989_1e9e99-3d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column989_1e9e99-3d{position:relative;}@media all and (max-width: 1024px){.kadence-column989_1e9e99-3d > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column989_1e9e99-3d > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column989_1e9e99-3d\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading989_af6352-42, .wp-block-kadence-advancedheading.kt-adv-heading989_af6352-42[data-kb-block=\"kb-adv-heading989_af6352-42\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading989_af6352-42 mark, .wp-block-kadence-advancedheading.kt-adv-heading989_af6352-42[data-kb-block=\"kb-adv-heading989_af6352-42\"] mark{font-style:normal;color:#f76a0c;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<h2 class=\"kt-adv-heading989_af6352-42 wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color\" data-kb-block=\"kb-adv-heading989_af6352-42\">Frequently Asked Questions<\/h2>\n\n\n<style>.kt-accordion-id989_b072c3-7f .kt-accordion-panel-inner{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id989_b072c3-7f .wp-block-kadence-pane .kt-accordion-header-wrap .kt-blocks-accordion-header{background:var(--global-palette1, #3182CE);font-size:var(--global-kb-font-size-md, 1.25rem);font-weight:700;color:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-accordion-wrap.kt-accordion-id989_b072c3-7f > .kt-accordion-inner-wrap > .kt-accordion-pane > .kt-accordion-header-wrap{margin-top:8px;}.single-content .wp-block-kadence-pane>h2:first-child,\n\t\t\t.single-content .wp-block-kadence-pane>h3:first-child,\n\t\t\t.single-content .wp-block-kadence-pane>h4:first-child,\n\t\t\t.single-content .wp-block-kadence-pane>h5:first-child,\n\t\t\t.single-content .wp-block-kadence-pane>h6:first-child{margin-top:8px;}.kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-id989_b072c3-7f .kt-accordion-header-wrap .kt-blocks-accordion-header:hover, body:not(.hide-focus-outline) .kt-accordion-id989_b072c3-7f .kt-accordion-header-wrap .kt-blocks-accordion-header:focus{color:var(--global-palette9, #ffffff);background:var(--global-palette2, #2B6CB0);}.kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette2, #2B6CB0);}.kt-accordion-id989_b072c3-7f .kt-accordion-header-wrap .kt-blocks-accordion-header.kt-accordion-panel-active{background:var(--global-palette2, #2B6CB0);}.kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id989_b072c3-7f:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette2, #2B6CB0);}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id989_b072c3-7f kt-accordion-has-8-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrowcircle kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"true\" data-start-open=\"none\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane989_7d3bdb-a4\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Do I have to be a Vanguard customer to fill out the pledge?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>No!&nbsp;Whether we are saving for retirement or barely making ends meet, we all want our families to thrive. That means <strong>we all have a stake in steering Vanguard away from climate destruction.<\/strong> We are already seeing more floods and heat waves. We know these climate changes will wipe out lives as well as life savings. By joining together \u2013 people from different generations, faiths, and means \u2013 we can achieve a future with clean air, clean water, and a liveable planet for all of us, no exceptions.<\/p>\n\n\n\n<p>While many of the questions below focus on moving money, <strong>EQAT plans to continue bold direct action, and everyone is invited to join us in action!<\/strong> When you sign the pledge, we\u2019ll keep you updated with ways to be involved.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane989_dccd47-0a\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Where should I invest instead of Vanguard?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>In May 2023, Bloomberg reported that the number of funds that exclude fossil fuels \u201chas exploded\u201d because customers like you are demanding them. <strong>Although it\u2019s hard to find funds that are truly climate friendly \u2013 because of all the other industries that contribute to carbon emissions \u2013 getting out of fossil fuels is an important step.<\/strong><\/p>\n\n\n\n<p>We know choosing a new fund can be intimidating. That\u2019s why the organization As You Sow has compiled a <a href=\"https:\/\/fossilfreefunds.org\/funds\" target=\"_blank\" rel=\"noreferrer noopener\">list of the top fossil free funds<\/a>. Green America has put together a&nbsp;<a href=\"https:\/\/www.greenamerica.org\/fight-dirty-energy-grow-clean-energy\/divest-reinvest\/find-fossil-free-financial-products-services\" target=\"_blank\" rel=\"noreferrer noopener\">resource on both funds and asset managers<\/a>. EQAT will also be offering a few webinars where we\u2019ll show you how to use these tools, and participants will have the chance to share additional resources with each other. See&nbsp;<a href=\"https:\/\/www.eqat.org\/events\">our Events page<\/a>&nbsp;to register for our next webinar.<\/p>\n\n\n\n<p>While we are happy to share resources compiled by the above organizations, we want to make clear that&nbsp;Earth Quaker Action Team is not an investment adviser as that term is defined under federal and state laws and regulations. We do not provide financial planning, legal, or tax advice. Nothing we share shall constitute or be construed as an offering of financial instruments, or as investment advice or investment recommendations.<\/p>\n\n\n\n<p>We know our actions make a bigger difference when we do them together. <strong>After you\u2019ve moved money out of Vanguard, please let us know how much so we can include your funds in our collective total. <\/strong>To share that info, you can fill out the above form again as someone who has already moved money, or you can email us at&nbsp;<a>info@eqat.org<\/a>. We will protect your individual privacy while publicly celebrating our collective total.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane989_b8cfca-b7\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Will moving my money cost me money?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>We are not financial advisors, and thus can&#8217;t&nbsp;can\u2019t tell you about your individual situation or provide investment advice or recommendations.&nbsp;However, <strong>here are a few general things for you to consider or discuss with your financial advisor, if you have one:<\/strong>&nbsp;<\/p>\n\n\n\n<p>Is your money in a Roth IRA, Traditional IRA, 401(k), 403(b), or other retirement plan? If so, rolling it over to a different asset manager or into non-Vanguard funds should not cost you in taxes or fines,&nbsp;<em>as long as you keep the money in that category of retirement account<\/em>. Please be careful that you don\u2019t accidentally withdraw retirement funds because that can cost you.<\/p>\n\n\n\n<p>Have you made a profit from investments that are&nbsp;<em>not<\/em>&nbsp;in an IRA, 401(k), 403(b), or other retirement account? If so, and depending on the amount and your tax bracket, you may owe capital gains tax. One way to reduce tax liability is to roll those funds directly into a donor advised fund and use the money for charitable donations. Again, speak to an investment professional if this might be applicable to you.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Finally, you may wonder if moving your money means giving up future profit. This, of course, will depend on many variables, but&nbsp;<a href=\"https:\/\/www.workforclimate.org\/post\/the-financial-argument-for-a-climate-safe-retirement-fund\" target=\"_blank\" rel=\"noreferrer noopener\">many analysts<\/a>&nbsp;believe that fossil fuels are bad investments in the long term, which is what most people invest for. Although the war in Ukraine helped to spike Exxon\u2019s profits in 2022, we also saw the risk of fossil fuel investments when Adani, a major global coal company, had its share price crash in 2022.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane989_30416c-ec\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>I am a Vanguard customer, but I can\u2019t move my money right now. Should I still fill out the form?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Yes! We understand that this might not be the right time for you to move money, but you can still make a difference. <strong>As a customer, you can&nbsp;<a href=\"https:\/\/actionnetwork.org\/letters\/send-vangaurd-a-message-we-need-sustainable-options-now\" target=\"_blank\" rel=\"noreferrer noopener\">tell Vanguard your concerns<\/a>&nbsp;about climate catastrophe and the related destruction that Vanguard invests in, such as pollution and deforestation. <\/strong>It\u2019s important that Vanguard leadership continue to hear these concerns from customers, even as other customers start moving their money. Together, these two groups increase the pressure! If you can honestly tell them you are thinking of moving your money, so much the better.<\/p>\n\n\n\n<p><strong>If you can\u2019t move your funds because your current employer chose Vanguard for your retirement plan, please raise this issue with your HR department, or better yet, do so along with your colleagues.<\/strong> If companies, universities, and other institutions start telling Vanguard that their employees are dissatisfied with Vanguard\u2019s climate inaction, that will greatly add to the pressure for Vanguard to act. For tips on how to raise these issues with your employer, check out&nbsp;<a href=\"https:\/\/www.workforclimate.org\/climate-safe-retirement\" target=\"_blank\" rel=\"noreferrer noopener\">WorkforClimate<\/a>&nbsp;or&nbsp;<a href=\"https:\/\/impactalpha.com\/five-steps-to-greening-your-401k-and-why-its-harder-than-it-should-be\/\" target=\"_blank\" rel=\"noreferrer noopener\">Carbon Collective<\/a>.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane989_db147e-72\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Vanguard manages over $7 trillion. How will moving our relatively small amounts ever make a difference?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>EQAT sees our money moving strategy as just the tip of the iceberg. We know there are Catholics, Jews, Muslims, Unitarians, and many other people of faith \u2013 not to mention grandparents, doctors, union members, and lots of other constituencies \u2013 who recognize that climate change is killing people now. <strong>We are embarking on this strategy, trusting that we will not be alone in telling Vanguard that we\u2019ve had enough of business as usual.<\/strong><\/p>\n\n\n\n<p><strong>People moving money collectively and publicly is impactful because it damages Vanguard\u2019s carefully crafted brand.<\/strong> Vanguard\u2019s PR team has portrayed it as a company that cares about the little guy, but Vanguard leaders refuse to use their immense proxy voting power to confront big guys like Exxon and Chevron, which are threatening us all. Vanguard claims to put its customers first, but by its own admission, climate change presents a material risk to the whole economy and therefore to its own customers, especially its younger customers. When young people \u2013 who generally care about avoiding climate catastrophe \u2013 pledge to never work for Vanguard or put their savings in Vanguard, that threatens the company\u2019s future business. This, combined with publicizing why we are moving money and continuing to take bold action, will add up to a level of pressure that no one tactic would create alone.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane989_c57a91-98\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>I hear that Vanguard is invested in some bad things, but don\u2019t they have good options, too? Isn\u2019t it better to support their best funds to show that customers want them?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Here\u2019s the problem: less than 0.5% of Vanguard\u2019s assets under management were invested in ESG funds (investment funds using environmental, social, and governance criteria to screen out certain companies). <strong>Having higher fees for these few ESG funds has led to <a href=\"https:\/\/fossilfreefunds.org\/funds?q=vanguard&amp;srt=fossil_bank_score\" target=\"_blank\" rel=\"noreferrer noopener\">only marginal amounts of money being invested this way<\/a>, and a continuation of the status quo.<\/strong> <\/p>\n\n\n\n<p>Furthermore,\u00a0<a href=\"https:\/\/fossilfreefunds.org\/fund\/vanguard-esg-us-stock-etf\/ESGV\/fossil-fuel-investments\/FS0000DVU7\/F000010QC6\" target=\"_blank\" rel=\"noreferrer noopener\">many ESG funds are not what they seem<\/a>\u00a0and can include fossil fuels, fossil fuel finance and insurance, and other destructive industries, like incineration. <a href=\"https:\/\/fossilfreefunds.org\" target=\"_blank\" rel=\"noreferrer noopener\">You can look up if your current funds are fossil fuel-free.<\/a><\/p>\n\n\n\n<p>As more and more customers look for sustainable funds, and move their investments when they don\u2019t find them, all asset managers will start to get the message and create more options. <strong>Because Vanguard is the world\u2019s #1 investor in fossil fuels, with<a href=\"https:\/\/shareaction.org\/reports\/voting-matters-2022?token=CYCNmnBC0eZr3k7FJ_FyT3TLcbPG3BZt\" target=\"_blank\" rel=\"noreferrer noopener\"> one of the worst shareholder voting records<\/a>, that means that almost any asset manager you choose will be better.<\/strong><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-7 kt-pane989_1c04f5-5d\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Do you really mean Never Vanguard, or just until they change?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>The phrase &#8220;Never Vanguard&#8221; expresses the moral line we are drawing in the sand. <strong>If Vanguard makes a serious course correction <\/strong>\u2013 using its power to pressure the Exxons of the world to stop destroying the climate that sustains life on Earth, and if Vanguard pledges to stop investing in companies that refuse to change \u2013<strong> we would be happy to retire this pledge.<\/strong><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-8 kt-pane989_0220ea-bd\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Moving my money out of Vanguard is making me curious about reparations, the solidarity economy, and other ways of thinking about money. Do you have any resources to help me think about these bigger questions?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Although EQAT\u2019s focus is on shifting Vanguard in a targeted way, we know that some members of our community are considering alternatives to reinvestment in the stock market, which is based on a model of endless growth. Acknowledging that members of this campaign span a range of economic means, identities, ideologies, and leadings, <strong>we offer a few resources below to spur your own discernment.<\/strong> We also encourage you to build relationships with local projects in your area doing this kind of work.&nbsp;<\/p>\n\n\n\n<p>The&nbsp;<a href=\"https:\/\/thetruthtellingproject.org\/grc\/\" target=\"_blank\" rel=\"noreferrer noopener\">Grassroot Reparations Campaign<\/a>&nbsp;uplifts \u201cfaith-based and ethically-centered frameworks that demand accountability for the history and current world conditions that slavery, colonialism, genocide, and other material and moral abuses created.\u201d&nbsp;<a href=\"https:\/\/reparations4slavery.com\/the-case-for-reparations\/\" target=\"_blank\" rel=\"noreferrer noopener\">The case for reparations<\/a>&nbsp;for slavery is written specifically for white families wanting to engage in repair. This article identifies several groups working on&nbsp;<a href=\"https:\/\/www.yesmagazine.org\/environment\/2021\/11\/29\/climate-reparations\" target=\"_blank\" rel=\"noreferrer noopener\">climate reparations<\/a>&nbsp;in response to the disproportionate burden climate catastrophe is putting on the Global South.<\/p>\n\n\n\n<p>For young people with inherited wealth,&nbsp;<a href=\"https:\/\/resourcegeneration.org\/redistribution-guidelines\/\" target=\"_blank\" rel=\"noreferrer noopener\">Resource Generation offers many resources<\/a>. So does the Next Egg, such as a&nbsp;<a href=\"https:\/\/www.youtube.com\/watch?v=RAD-6wJvXYI\" target=\"_blank\" rel=\"noreferrer noopener\">webinar on Community Investment Funds<\/a>, as an alternative to profit-driven investment. <a href=\"https:\/\/solidarityeconomy.us\/\" target=\"_blank\" rel=\"noreferrer noopener\">Solidarity Economy&#8217;s map<\/a> encourages people to find community institutions to invest in.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Never Vanguard Photo by Laran Kaplan What is the Never Vanguard Pledge? Vanguard is the world\u2019s #1 investor in fossil fuels, which are destroying our climate and communities. To get this huge asset manager to change, we\u2019ve written letters, made phone calls, delivered petitions, and asked company leadership to meet with us to hear our&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2032,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.4 (Yoast SEO v22.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Never Vanguard - Take the Pledge with EQAT \u2014 Earth Quaker Action Team<\/title>\n<meta name=\"description\" content=\"Take the Never Vanguard Pledge: Vanguard is the world\u2019s #1 investor in fossil fuels, which are destroying our climate and communities.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eqat.org\/never-vanguard\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Never Vanguard - Take the Pledge with\" \/>\n<meta property=\"og:description\" content=\"Vanguard is the world\u2019s #1 investor in fossil fuels, which are destroying our climate and communities.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eqat.org\/never-vanguard\/\" \/>\n<meta property=\"og:site_name\" content=\"EQAT \u2014 Earth Quaker Action Team\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/EarthQuakerActionTeam\/\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-23T18:26:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/eqat.org\/wp-content\/uploads\/2023\/09\/Never-Vanguard-Move-Our-Money-6.14.23-LaranKaplan-57-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Never Vanguard - Take the Pledge with EQAT \u2014 Earth Quaker Action Team\" \/>\n<meta name=\"twitter:description\" content=\"Vanguard is the world\u2019s #1 investor in fossil fuels, which are destroying our climate and communities.\" \/>\n<meta name=\"twitter:site\" content=\"@eqat\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/eqat.org\/never-vanguard\/\",\"url\":\"https:\/\/eqat.org\/never-vanguard\/\",\"name\":\"Never Vanguard - Take the Pledge with EQAT \u2014 Earth Quaker Action Team\",\"isPartOf\":{\"@id\":\"https:\/\/eqat.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/eqat.org\/never-vanguard\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/eqat.org\/never-vanguard\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/eqat.org\/wp-content\/uploads\/2023\/09\/Never-Vanguard-Move-Our-Money-6.14.23-LaranKaplan-57-scaled.jpg\",\"datePublished\":\"2023-08-18T22:51:43+00:00\",\"dateModified\":\"2024-04-23T18:26:52+00:00\",\"description\":\"Take the Never Vanguard Pledge: Vanguard is the world\u2019s #1 investor in fossil fuels, which are destroying our climate and communities.\",\"breadcrumb\":{\"@id\":\"https:\/\/eqat.org\/never-vanguard\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/eqat.org\/never-vanguard\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/eqat.org\/never-vanguard\/#primaryimage\",\"url\":\"https:\/\/eqat.org\/wp-content\/uploads\/2023\/09\/Never-Vanguard-Move-Our-Money-6.14.23-LaranKaplan-57-scaled.jpg\",\"contentUrl\":\"https:\/\/eqat.org\/wp-content\/uploads\/2023\/09\/Never-Vanguard-Move-Our-Money-6.14.23-LaranKaplan-57-scaled.jpg\",\"width\":2560,\"height\":1707,\"caption\":\"About a dozen people are standing outside. 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